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With permission of the provisional trustee / trustee, an undischarged bankrupt may open / maintain a savings account for the purpose of receiving his / her income.
For bankruptcy cases in which the Official Receiver acts as the provisional trustee / trustee, the undischarged bankrupt can use this online service to make a request for an appointment to apply for a “Letter of Authorization for Opening / Maintaining Savings Account ("the Authorization Letter") and preliminarily submit the information of his / her income and the account that he / she wishes to maintain (if applicable).
When submitting the request, the bankrupt should provide his / her name, bankruptcy case number and case year, Hong Kong Identity Card number or Passport number (for non-HK Identity Card holder), contact phone number, email address, details of his / her income and details of the account that he / she wishes to open / maintain. The Official Receiver's Office will contact the bankrupt by phone or email for arrangement of submission of the supporting documents.
For application with issues or requiring submission of supporting documents, staff of the Official Receiver’s Office will contact the applicant by phone or email as provided. Once the application is approved, “the Authorization Letter” can be collected from the Official Receiver’s Office in person or by post. The bankrupt should produce “the Authorization Letter” to the bank for handling of his / her application for opening / maintaining a savings account. [Note: The application for opening / maintaining a savings account is subject to production of necessary information and documents according to the policy of the individual bank and it is up to the bank to decide whether to approve the application or not.]
This online service is free of charge.