Individual Voluntary Arrangement

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The Government does not accept any responsibility and liability for any loss or damage whatsoever arising in contract, tort or any cause whatsoever in connection with this publication. The Government is entitled to delete, suspend or edit all information on this publication at any time at its absolute discretion without giving any reason. Users are responsible for making their own assessments of all information contained in or in connection with this publication and are advised to verify the authenticity of such information or seek independent advice before relying on the information.